
Protecting What
Matters Most.
Reliable insurance solutions for individuals, families, and businesses throughout California. Your trusted local broker since 2004.
Insurance Solutions
Built for California
Auto Insurance
Comprehensive coverage for your vehicle — liability, collision, comprehensive, and uninsured motorist protection tailored to California drivers.
Learn MoreHome Insurance
Protect your biggest investment with dwelling, personal property, liability, and additional living expense coverage.
Learn MoreRenters Insurance
Affordable protection for your personal belongings and liability as a renter in California.
Learn MoreBusiness Insurance
General liability, commercial property, workers comp, and professional liability for California businesses of all sizes.
Learn MoreCommercial Insurance
Specialized commercial coverage packages protecting your operations, fleet, and commercial assets with competitive carrier options.
Learn MoreLife Insurance
Term, whole, and universal life policies providing financial security for your family's future.
Learn MoreUmbrella Insurance
Extra liability protection beyond your standard policies — coverage when you need it most.
Learn MoreMotorcycle Insurance
Specialized motorcycle coverage for California riders including collision, liability, and accessory protection.
Learn More

Your Trusted California
Insurance Partner
At Matt Fletcher Insurance Services, we believe insurance should be simple, transparent, and personal. We're not a 1-800 number — we're your neighbors in Huntington Beach, and we're here when you need us most.
Experienced Professionals
Licensed California insurance agents with deep expertise across personal and commercial lines.
Fast Quote Processing
Receive your personalized insurance quote within 24 hours — no waiting, no runaround.
Personalized Coverage
Every policy is tailored to your specific situation, risk profile, and budget.
Competitive Rates
We shop multiple top-rated carriers to find you the best coverage at the right price.
Dedicated Support
Real agents who answer the phone and guide you through claims, renewals, and questions.
Local California Expertise
Deep knowledge of California insurance regulations, wildfire zones, and coastal coverage needs.
Trusted by California Families
Matt Fletcher saved us over $800 a year on our home and auto bundle. He took the time to explain every detail of our coverage and made sure we weren't paying for things we didn't need. Couldn't be happier.
Sandra Morales
Homeowner · Huntington Beach, CA
I needed business liability and commercial auto for my landscaping company. Matt had everything sorted within 48 hours at a better rate than my previous broker. Extremely professional and responsive.
Kevin Okafor
Small Business Owner · Costa Mesa, CA
As a first-time homebuyer, I had no idea where to start with insurance. Matt walked me through all my options patiently and helped me find the right coverage for my new home. Highly recommend!
Jennifer Tran
First-Time Homebuyer · Newport Beach, CA
Request Your
Free Quote.
No automated reports — you'll speak with a real licensed agent who will analyze your needs and build a personalized coverage plan.
Call Us Directly
(951) 207-8132
Email Us
admin@mattfletcherinsuranceservices.com
Visit Our Office
19316 Firestone Cir, Huntington Beach, CA 92648
Business Hours